Certificates of Deposit-Regular & IRA
Looking for a no-risk investment for your savings? Check our rates and terms on a Certificate of Deposit. Available in 6, 9, 12, 24, 36, and 60 month terms, with a minimum deposit of only $200 gets you a great rate and a guaranteed return on your investment. CDs are easy, secure, and net a higher return when you invest for a longer term. Our CDs are insured up to $250,000 for added security.
To open your Certificate of Deposit, call us at 313.568.5000.
Effective Date: March 1, 2024
| Term | APR* | APY* | Minimum Balance |
|---|---|---|---|
| 6 Month Special** | 5.04% | 5.10% | $200.00 |
| 9 Month Special** | 5.05% | 5.15% | $200.00 |
| 12 Months | 3.45% | 3.50% | $200.00 |
| 12 Months Save to Win | 2.97% | 3.00% | $25.00 |
| 24 Months | 2.62% | 2.65% | $200.00 |
| 36 Months | 2.72% | 2.75% | $200.00 |
| 60 Months | 2.97% | 3.00% | $200.00 |
*APY = Annual Percentage Yield. There will be a penalty for early withdrawal.
*APR = Annual Percentage Rate.
** One Special CD per member. Maximum deposit per CD account type is $500,000. Early withdrawal penalties will apply. Limited Time Offer. Offer may end at any time. Member NCUA.
Important Information:
Jumbo CD & IRA over $100,000.00 add 0.05% to all terms – minimum balance $100,000.00.
- 6 Month CD Special Renews at the 6 Month CD Rate
- 9-month CD renews at the 6 month CD rate at the point in time it renews. Rates may change.
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